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Mortgage Checklist

The following information is usually required during the loan process:

    1. How important monthly payment stability is to you.
    2. Your ability to qualify at market rates for the loan amount selected.
    3. How long you plan to stay in the home.
    4. Expectation of stable versus rising or declining income.
    5. Level of current market rates - high versus low.
    6. Possibility of significant rate changes.
    7. Existence of up-front costs.
    8. Your desire for rapid home equity build-up.
Kathy Hoover, VP, Loan Officer NMLS #482703
First Federal Bank of the Midwest
625 Scott St., Napoleon, OH  43545
Toll Free:  (877) 367-8178
Direct:  (419) 592-2032
khoover@first-fed.com
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